Imani Castellanos

HL-2026-03162Conditional Approval

2719 Larkspur Lane, Fort Collins, CO 80525

Channel

Consumer Direct

Program

FHA 30 Year Fixed with DPA Second

Initial approval

5 days ago

Scheduled closing

21 days out

Loan officer

Theo Brennan

Processor

Joelle Park

Underwriter

Colette Varga

Title

Cedar Point Title & Escrow

Purchase price$424,000

Base loan amount$424,000 x 96.5%$409,160

UFMIP$409,160 x 1.75%$7,160.30

Total first lien$409,160 + $7,160.30$416,320

DPA second$424,000 x 3%$12,720

Inbound2

18 conditions outstanding

ConditionPrior ToDispositionAdded

Social Security CardDocsOutstanding5 days ago

1040 Tax Transcripts, 2 yearsDocsOutstanding5 days ago

Paystubs, most recent 30 daysDocsOutstanding5 days ago

W-2, 2 years, legible copyDocsOutstanding5 days ago

Bank Statements, 2 months all pagesDocsOutstanding5 days ago

401k Statement, most recent quarterDocsOutstanding5 days ago

Gift Letter, signed by donorDocsOutstanding5 days ago

Letter of Explanation, credit inquiriesDocsOutstanding5 days ago

Photo ID, front and backDocsOutstanding5 days ago

Title CommitmentDocsOutstanding5 days ago

Buyer Agency AgreementDocsOutstanding5 days ago

Appraisal, FHA with case numberClosingOutstanding5 days ago

Verbal VOE, within 10 days of closingFundingOutstanding5 days ago

Credit Supplement, disputed tradelineDocsOutstanding5 days ago

DPA Second Subordination AgreementFundingOutstanding5 days ago

Undisclosed Debt Monitoring, rerun pre-fundingFundingOutstanding5 days ago

FHA Case Number Assignment on fileClosingOutstanding5 days ago

Flood Certification received, no actionFundingOutstanding5 days ago